Are You Thinking of Buying a Thatched Property?
Thatched roof properties are fairly rare in the UK yet many people dream of owning one. There’s a unique charm that thatched properties have that just cannot be replicated with a standard roof.
There are many great things about owning a thatched property but also things you need to be aware of before you take the plunge.
Below are some of the main things you need to think about when considering a thatched property –
- Cost – The cost of a thatched roof property is one of the biggest things you need to take into account. Thatched properties tend to be located in desirable areas and when you take this into account along with the cost of the property, they’re usually not cheap. Be sure to have an expert assess the property for you so you have a good idea of what its actual value is.
- Safety – Safety is a big issue for thatched property owners. As great as a thatched roof looks, it can pose a significant fire hazard if you don’t take the right precautions. In order to ensure the property is safe, you should have the chimney and flue inspected regularly. At least one smoke alarm is also a must.
- Insurance – When you own a thatched roof property, a standard home insurance policy usually won’t cut it. This is because the rebuild costs for a thatched property are significantly highers due to the special expertise required. Luckily there re specialist providers of insurance for thatched properties. Sites such as Thatched Insure are great for getting thatched property insurance quotes since you can get quotes from multiple providers with minimal hassle. Getting multiple quotes is always recommended as it can save you a good deal of money.
- Restrictions – Thatched properties are often listed, which means you’ll need to obtain permission from the local council if you want to alter or extend them in any way. ‘Listed’ simply means that the property is of cultural or historical significance.
- Location – The location of a property that you’re considering is always important. You should think about your lifestyle and what type of area you would be suited to living in. A lot of thatched roof properties are in the countryside but that’s not always the case so you should be able to find one in a location that’s ideal for you.