Are You Thinking of Buying a Thatched Property?

Are You Thinking of Buying a Thatched Property?

Thatched roof properties are fairly rare in the UK yet many people dream of owning one. There’s a unique charm that thatched properties have that just cannot be replicated with a standard More »

Why Have Coffee Shops Become So Popular in the UK?

Why Have Coffee Shops Become So Popular in the UK?

If you walk down any high street in the UK these days then it will become immediately apparent just how popular coffee has become in this country. Britain is often associated with drinking More »

5 Ways to Make Your Shop A Success

5 Ways to Make Your Shop A Success

Running a shop comes with a lot of challenges. As well as the day-to-day running of it, you need to think about how to stay competitive as well as protecting your business More »

The Steps to Becoming a Landlord

The Steps to Becoming a Landlord

Many people in the UK are now choosing to rent rather than buy. This is due to a combination of factors, including higher mortgage rates and an unstable job economy amongst others. If More »

A Guide to Owning a Horse

A Guide to Owning a Horse

Go anywhere in the countryside in the UK and you’re likely to find plenty of horses. Considering they’re not what you’d consider traditional pets, horses are incredibly popular in the UK.  More »

 

A Guide to Owning a Horse

Go anywhere in the countryside in the UK and you’re likely to find plenty of horses. Considering they’re not what you’d consider traditional pets, horses are incredibly popular in the UK.  Horses have played a key part in British history and remain a favourite with people up until this day. If you’re considering buying a horse then there are certain things you need to take into consideration. Below are some of the things you need to think about. Practical considerations of owning a horse  Space – The most fundamental requirement of owning a horse is having enough space. You of course need a stable as well as a decent sized field for it to get exercise. It is possible to own a horse without having your own property in some areas, with renting a possibility. This can be very expensive though and isn’t always practical. Expense – In addition to the space required to own a horse, you also need to think about regular expenses such as bedding and feed. Horses eat a lot so the cost of feed alone can soon add up. These expenses aren’t even the biggest cost however. There’s the initial price of a horse, including its transportation. There’s also the equipment you’ll need for it, such as a saddle, bridle, leading rope, grooming equipment etc. When you take all these things into consideration, it starts to become clear why owning a horse is so expensive. Time commitment – Owning a horse is a big time commitment. Before you decide to purchase a horse you should think about how much time you’re able/prepared to put into it. A horse will typically require a time investment of at least a couple of hours each day. Transport – If you need to transport your horse for any reason then you’ll need the right transportation, either in the form of a horsebox or horse trailer. A horse trailer is the cheaper option and the vast majority of vehicles are capable of towing a horse trailer. If you decide to invest in a horsebox then you’ll want to get the right level of insurance. Click here to get horsebox insurance quotes. 

What’s Involved in Running a Taxi Firm?

Taxis are something that nearly all of us use at one time or another. They’re also a key part of the UK’s image, especially the iconic London Black Cab. If you’ve ever wondered what’s involved in running a taxi firm, either because you’re interested in starting one yourself or you’re just curious, then below are some of the main things that taxi firm operators have to contend with. Insurance Getting the right insurance is extremely important for taxi firms. Some taxi firms will hire owner drivers who they expect to take care of their own insurance. However for taxi firms that own their own cabs, they need to protect them with a good insurance policy. Most taxi firms will protect their vehicles with a with a taxi fleet insurance policy.  This gives them the ability to protect all their vehicles in their fleet for road risks as well as liability claims and breakdowns. Hiring drivers Hiring reliable drivers is another key aspect of running a successful taxi firm. Most taxi firms will look to hire drivers with a lot of experience who are at least 25 years old. Drivers under 25 are statistically much more likely to be involved in accident, meaning they cost more to insure. This is one of the reasons why you hardly encounter very young taxi drivers, if at all. Hiring good drivers isn’t just about their age and experience though. A good taxi firm will take other factors into account. Good character and a clean driving history are two other extremely important factors when hiring taxi drivers. Regulations Taxi firms must abide by their local council’s regulations. The main rules around taxis depend on whether they’re public hire or private hire. Public hire taxis – Public hire taxis can be hailed from the street and can display a ‘taxi’ sign on the vehicle. They are typically more expensive to insure than private hire cabs since drivers are subject to more risk, such as picking up drunk and aggressive passengers outside of nightclubs and pubs. Private hire cabs – Private hire cabs must be booked in advance by phone or online. They cannot be hailed from the street and they cannot display a ‘taxi’ sign on the vehicle itself.    …

How Old Do You Need to Be to Drive a Lorry for a Living in the UK?

If you love driving then you might be currently thinking about becoming a Lorry driver. In order to drive a heavy goods vehicle (HGV) in the UK, you need to meet certain requirements and have done the necessary training. The training for becoming a lorry driver can be quite tough and not everyone is up to the task. Before looking at the requirements to become a lorry driver, let’s first look at the pros and cons of the job so you can decide if it’s right for you. The pros You’re out on the open road and not stuck behind a desk all day You get to see a lot of the country You can make good money if you’re prepared to put in the hours The cons It can be very stressful at times You’ll be away from home a lot The minimum requirements The minimum requirements in order to become a lorry driver in the UK are as follows – You must be at least 18 years of age You must be eligible to work in the UK You must hold a full Cat B Driver’s licence You must undergo Driver Certificate of Professional Competence (CPC) training with a licensed company The reality Although anybody over the age of 18 who holds a full driving licence can train to become a lorry driver, the truth is that just 1% of lorry drivers are under the age of 25. This isn’t necessarily just because so few young people want to do the job (although that is a big factor) but also because a lot of trucking companies will not hire drivers under the age of 25. There are couple of key reasons for this. First drivers under the age of 25 are often perceived to be more reckless behind the wheel. This is obviously something that is not appealing to trucking companies who are trusting drivers with very expensive vehicles that cost a lot to insure, run and maintain. The main factor that makes getting work for young lorry drivers difficult though is the difficulty of insuring them. Lorry firms usually insure their vehicles as a fleet and the named drivers will make a big difference to the cost of the policy. Younger drivers are much more expensive to insure (if they can get cover at all) and this alone is enough to put a lot of companies off…

How Common is Drink Driving in the UK?

Close to a thousand people are killed every year as a result of drink driving incidents, with many more seriously injured. It’s a big problem in the UK, in no small part due to the drinking culture that’s prevalent in this country. Drink driving is something that many people have done at one point or another but few would like to admit. Below are some of the main stats about drink driving as well as the consequences Drink driving stats 940 is the average number of people killed each year due to drink driving incidents 3,681 people are seriously injured on average each year as a result of drink driving Roughly 85,000 people are convicted in England and Wales each year for drink driving related offences These statistics might make for grim reading but the good news is that drink driving related deaths and injuries has been falling steadily each year for a long time now. For example, in 1979, there were 1,640 drink driving related deaths and 8,300 serious injuries whereas in 2014, there were 240 deaths and 1,070 serious injuries. Click here for a full breakdown of stats for each year from 1979 to 2014. The consequences of drink driving for individuals Drink driving is not only a very selfish thing to do because of the risk you pose to your fellow passengers and other road users but it also comes with some severe consequences if you’re caught. Harder to find employment – One of the biggest negative consequences of being convicted of a drink driving offence is that it makes it considerably harder to find employment. Even a conviction that only comes with a fine or community service will still be something you’re obligated to declare for 5 years from the date of your conviction. Even when you’re no longer obligated to declare the conviction yourself, potential employers will still be able to do a background check and find out this information. Harder to get car insurance – Having a drink driving conviction will certainly make it harder to get car insurance. Insurance providers will now consider you ‘high risk’ and as a result you can expect to pay considerably more for your car insurance. Getting convicted drivers insurance from a specialist provider is certainly an option but it’s something most people would rather avoid if possible.  …

5 Best Winter Holiday Destinations

There’s no doubt that the British winter isn’t for everyone. Not only does it get bitterly cold but it goes dark much earlier in the afternoon too, which can certainly take a tool on your mood. If you don’t fancy spending Christmas in the UK, then below are some of the best winter holiday destinations to visit. Lanzarote Lanzarote can often be unfairly dismissed but it actually has a lot to offer besides great weather. There are some great resort areas in Lanzarote as well as some fantastic luxury properties. The Timanfaya National Park is a great place to visit that allows you to see the volcanos the island is famed for up close. Here are some of the best things to see and do whilst in Lanzarote.  Florida If you love the sun and the beach then Florida is a dream resort. Not only does Florida enjoy warm climate year round, it also has a huge stretch of coastline, making it perfect for a beach holiday. If the beach isn’t your thing, then Florida has plenty of other things to offer, including its many theme parks. Barbados Barbados is a resort that many people have dreamed of visiting. With its pristine beaches and warm climate, it has something to offer for everyone. The luxury resorts on the west coast are what attract many people to Barbados but it also has some fantastic culture in its capital Bridgetown, including some great places to eat and drink. Dubai Dubai has become a very popular holiday destination with the rich and famous in recent years but the destination has something to offer everybody. Dubai is one of the most visually striking places in the world, with its array of stunning sky scrapers that catch your eye as soon as you get there. In addition to the many luxury hotels that are in Dubai, there are also great beaches, amazing bars and great places to shop – making it a great place to visit regardless of what your idea of a good time is. St Lucia St Lucia is one of the Caribbean’s most popular islands and for good reason. In addition to its great beaches and beautiful climate, it also has some fantastic resorts that let you take in the beauty of the island in total luxury.…